Conveyancing Insurance
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Conveyancing Insurance That Protects Your Move
When a property sale falls through, it can feel like all your time, money, and effort have been wasted. Our conveyancing insurance cover protects both buyers and sellers against financial loss if a transaction collapses through no fault of their own, giving you peace of mind from offer to exchange.
Why Choose Conveyancing Indemnity Insurance?
Buying or selling a property is often one of life’s biggest decisions — and while it can be an exciting step, it’s also not without its risks. Even when everyone involved has the best intentions, transactions can still fall through. Changes in circumstances, broken chains, or unexpected issues can cause the process to stall, leaving buyers and sellers out of pocket, with little to show for their time and investment.
At PCS Legal, we offer Home Buyers & Sellers Insurance. Conveyancing indemnity insurance is designed to help protect you financially if your transaction fails to complete through no fault of your own.
Our insurance cover can help recover key upfront costs such as legal fees and title insurance.
Legal and conveyancing fees
Mortgage arrangement and valuation charges are just some of the fees that can accumulate during the buying process.
Surveyor fees are often included in the legal fees for a property purchase.
Lender administration costs can also be covered under our comprehensive insurance policies.
It’s a simple way to add an extra layer of protection at the very start of your property journey — particularly useful for those moving within a chain or making early-stage financial commitments.
We work with trusted insurers to ensure our policies are clear, cost-effective, and tailored to real-world property transactions, including those involving conveyancers. Suppose your sale or purchase doesn’t go ahead. In that case, this cover gives you the chance to reclaim some of those unavoidable expenses, helping you move forward with confidence, even if plans unexpectedly change.
It’s all part of our commitment to making the conveyancing process smoother, fairer, and more resilient for everyone involved.
Impartial Legal Protection
Our team has extensive experience in service of process, offering clear legal advice tailored to your situation.
Fast, Flexible Appointments
No hidden fees - our estimates include all likely costs so you can budget with confidence.
Clear Guidance, Every Step
Our licensed conveyancers and property lawyers ensure a smooth transaction from start to finish.
How Conveyancing Insurance Works For You
A property transaction can involve significant upfront costs — from legal advice to mortgage fees — and none of these are refunded if the property purchase falls through. That’s where insurance cover comes in. It’s designed to protect your financial commitment when things don’t go to plan.
Our Home Buyers & Sellers Insurance gives you the confidence to move forward without fearing unexpected setbacks. Whether you're buying or selling, the policy provides a safety net that covers essential costs such as lawyers fees should the transaction fail for reasons beyond your control, such as:
The other party withdrew unexpectedly, leaving the seller’s position uncertain.
Gazumping or gazundering
A broken chain
Issues raised in a survey
A mortgage offer being withdrawn can lead to increased fees for the buyer.
With this specialist indemnity insurance cover, homeowners can feel more secure in their transactions. You don’t need to put your plans on hold out of fear of losing money. Instead, you can proceed with greater certainty, knowing that if the worst happens, you’re not left carrying the financial burden alone, thanks to our insurance policies.
Our team will explain everything clearly before you proceed, including what’s covered, how claims are handled, and what conditions apply. We believe legal protection should be straightforward, transparent, and tailored to your needs.
In a market where things can change quickly, conveyancing indemnity insurance provides one thing every mover needs: peace of mind.
Conveyancing Insurance Frequently Asked Questions
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Conveyancing insurance, also known as indemnity insurance for property transactions, is a policy designed to help cover certain upfront costs if a sale or purchase falls through through no fault of your own. It provides financial protection for buyers and sellers, offering peace of mind during what can be an uncertain process.
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No, they cover very different things. Home insurance protects your property and its contents after you've moved in, whereas conveyancing insurance covers specific financial risks during the buying or selling process, such as legal fees, survey costs, or mortgage expenses lost due to a failed transaction.
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Either party can take out conveyancing insurance, depending on who wants protection. Buyers may wish to cover costs like surveys and mortgage fees, while sellers often use it to safeguard against time and legal expenses if a sale falls through. It’s a personal choice based on your risk exposure.
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No, it’s entirely optional. However, it can be a very useful safeguard, especially in unpredictable markets or where chains are involved. Many buyers and sellers choose to take out this cover to reduce the financial risk associated with a failed transaction.
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Yes, in most cases, you can still take out a policy after an offer has been accepted, provided certain conditions haven’t already changed, such as a survey revealing issues or a chain collapsing. The earlier you arrange it, the better protected you are.
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Ideally, you should arrange conveyancing insurance as soon as your offer is accepted or you accept an offer on your property. This ensures you’re protected from the start of the legal process, when key costs such as legal and survey fees begin to accrue.
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Yes, even chain-free transactions can fall through for unexpected reasons, such as the buyer or seller changing their mind, finance issues, or survey results. Conveyancing insurance offers valuable protection regardless of whether you're part of a chain or not.
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